IOB Local Bank Officer Recruitment 2026 — 250 Vacancies

Indian Overseas Bank (IOB) is hiring 250 Local Bank Officers (JMGS-I, Scale I) across Tamil Nadu, Karnataka, Maharashtra and Gujarat. If you have a graduation degree in any discipline and are between 20 and 30 years old, you can apply online. The last date to apply is 24 August 2026. Your starting basic pay is Rs. 48,480 per month, rising to Rs. 85,920, plus allowances.

Indian Overseas Bank (IOB) Local Bank Officer Recruitment 2026-27 - 250 Posts

Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, has released Advertisement No. HRDD/RECT/02/2026-27 for 250 Local Bank Officer (LBO) posts in JMGS-I. This is a state-specific recruitment — you must choose and apply for only one state (Tamil Nadu, Karnataka, Maharashtra or Gujarat), and you need to be proficient in that state's local language. Selected candidates will be posted within their chosen state for the first 12 years of service or until their promotion to SMGS-IV, whichever is earlier. This is a great opportunity for local graduates who want a stable banking career close to home. IOB has a wide network of branches across India and abroad, and joining as a Local Bank Officer puts you on the officer cadre from day one, with regular promotions and transfers within your chosen state.

Vacancy Breakdown by State

Category-wise breakdown (all states combined):

• UR (General): 94 posts
• OBC: 80 posts
• SC: 36 posts
• EWS: 22 posts
• ST: 18 posts

Note: Some states include backlog vacancies. The number of vacancies is provisional and may change based on the Bank's requirement.

Who Can Apply?

• Qualification: A graduation degree in any discipline from a recognized university.
• Citizenship: You must be a citizen of India, or a subject of Nepal or Bhutan, or a Tibetan refugee who came to India before 1 January 1962, or a person of Indian origin who migrated from certain specified countries with the intention of settling permanently in India.
• Local Language: You must be able to read, write and speak the local language of the state you apply for. If you haven't studied it in 10th or 12th standard, you will need to clear a Language Proficiency Test.

Age Limit

• You should be between 20 and 30 years old as on 1 August 2026 (born between 2 August 1996 and 1 August 2006).
• Age Relaxation: SC/ST candidates get 5 years, OBC (Non-Creamy Layer) candidates get 3 years, PwBD candidates get 10 years, and persons affected by the 1984 riots get 5 years.
• Ex-Servicemen: Get 5 years' relaxation if they completed at least 5 years of military service.

Salary

• Selected candidates will get a Basic Pay of Rs. 48,480 per month, rising to Rs. 85,920 in the JMGS-I (Scale I) pay scale.
• You will also get DA, HRA, CCA and other allowances as per Bank rules.
• You will be on probation for 2 years from your date of joining.
• You need to execute a bond of Rs. 2,00,000 for a minimum service period of 3 years.
• One advance increment may be given for each completed year of prior service as an Officer in a Scheduled Commercial Bank, up to a maximum of 2 increments, if your previous job profile matches that of a Scale-I Generalist Officer.

Application Fee

• SC / ST / PwBD: Rs. 175 (intimation charges only, inclusive of GST)
• General / EWS / OBC: Rs. 850 (inclusive of GST)
• The fee is non-refundable once paid, even if you don't complete your application.
• Payment mode: Online via Debit Card, Credit Card, Net Banking, BHIM or UPI.

Selection Process

IOB will select candidates in 3 stages:

1. Online Examination: 140 objective questions for 200 marks in 3 hours, covering Reasoning & Computer Aptitude, General/Economy/Banking Awareness, Data Analysis and Interpretation, and English Knowledge. There is a penalty of 0.25 marks for each wrong answer.
2. Language Proficiency Test (LPT): Required only if you have not studied the local language of your chosen state in 10th or 12th standard.
3. Personal Interview: Carries 100 marks. You need at least 45% marks (reserved) or 50% (unreserved) to qualify.

The final merit is based on 80% weightage to the Online Exam and 20% weightage to the Interview. You need a minimum aggregate of 30% (reserved) or 35% (unreserved) to be selected.

How to Apply

1. Go to the IOB website at www.iob.bank.in and open the Careers page.
2. Click on "Recruitment of Local Bank Officers – 2026-27" and select the state/post to apply for.
3. Register online and note your Registration Number and Password.
4. Upload your photograph, signature, left thumb impression and handwritten declaration.
5. Fill in the online application form carefully and pay the application fee.
6. Submit the form and take a printout for future reference.

Important Dates

• Advertisement Date: 7 August 2026
• Online Registration Start: 8 August 2026
• Last Date to Apply Online: 24 August 2026
• Last Date for Fee Payment: 24 August 2026

• Handle day-to-day banking operations at the branch, including customer service and account management
• Process loan applications, deposits and other banking transactions
• Verify documents and KYC details of customers
• Cross-sell bank products such as insurance, mutual funds and deposit schemes
• Maintain accuracy and compliance in daily cash and ledger operations
• Assist in branch administration, audit and regulatory compliance
• Build relationships with local customers using your knowledge of the local language and market
• Report to senior bank officials on branch performance and targets