TMB Mobile Inspector of Branches Recruitment 2026

TMB Mobile Inspector of Branches Recruitment 2026: Overview

Tamilnad Mercantile Bank Limited (TMB), one of India's older private sector banks, is hiring Mobile Inspectors of Branches on contract. This is a post-retirement opening for officers who retired from TMB or any other bank, and it puts your inspection and audit experience to work for the bank's Inspection Division.

As a mobile inspector you travel to branches and check them inside out — cash and vault, loan files, KYC and AML compliance, security items, customer service and staff records — and then report what you find. Officers who have worked in an inspection or audit department get preference.

Service Conditions and Caveats

• Contract term: You are engaged for 1 year first; with a satisfactory performance report, the contract is renewed for one more year (2 years in total).
• Who qualifies: Only officers who were in Scale II, III or IV at retirement and have an unblemished service record can apply. Officers removed or dismissed under disciplinary action are not eligible.
• Posting: You can be posted anywhere in India, and the job role and location are transferable as per the bank's needs.
• Pay terms: The pay is a fixed consolidated amount; regular-staff benefits like bonus, ex-gratia, variable pay, LFC and medical reimbursement do not apply, though lodging expenses and halting allowance are paid as per your cadre.
• Interview: Shortlisted candidates face a personal interview in person or by video conferencing; the mode, date and time are told to each candidate individually by post or email.
• Canvassing: Canvassing in any form leads to disqualification.

Application Submission Notes

TMB accepts applications only online through its careers portal — no other mode is allowed. Keep a valid personal email ID and mobile number active until the recruitment ends, because the activation link, registration number and interview call letters all come through them.

• Photograph: 390 x 520 pixels preferred, not more than 120 KB.
• Signature: 240 x 240 pixels preferred, not more than 60 KB; a signature in capital letters is not accepted.
• Certificates: each scanned enclosure must be under 250 KB.
• After submitting: save a printout of the system-generated application form sent to your email for future reference.

• Check that branch work follows the bank's policies and circulars, RBI rules, and KYC/AML norms
• Scrutinise cash transactions, deposits, advances and high-value entries, and verify cash and vault balances against records
• Examine loan files for documentation, sanction procedure, follow-up and correct interest and charges
• Identify operational, credit, trade finance and fraud risks such as dormant accounts, unauthorised overdrafts and forged documents
• Inspect pledged gold, title deeds and other securities, along with CCTV, alarms, fire safety and insurance cover of branch assets
• Review service standards, customer complaints, staff attendance, leave records and conduct
• Audit account opening forms, loan files, vouchers and statutory registers such as safe custody and locker registers
• Prepare detailed inspection reports with observations, risks and recommendations, and follow up on earlier compliance