Bank of Baroda MSME Specialist Officer Recruitment 2026

Bank of Baroda (BOB) has announced recruitment for 419 MSME Banking Specialist Officer posts. These posts are for both regular basis (166 posts) and contractual basis (253 posts). This is a great opportunity for experienced banking professionals who want to work in one of India's leading public sector banks.

Who Can Apply

You need a graduation degree in any discipline from a recognized university. MBA, PGDM, CA, CFA, or CMA qualification is preferred but not mandatory. You must have work experience in banking, NBFC, or financial sector. Experience needed varies from 2 to 8 years depending on the post you apply for.

Age limit is 22 to 40 years (as on 01 February 2026). Age relaxation is available for SC, ST, OBC, and other reserved categories as per government rules.

Total Vacancies - 419 Posts

Regular Basis (166 Posts):

• Senior Manager - MSME Relationship (MMG/S-III): 113 posts
• Senior Manager - Credit Analyst (MMG/S-III): 19 posts
• Manager - Credit Analyst (MMG/S-II): 34 posts

Contractual Basis (253 Posts):

• AVP 1 - MSME Relationship: 14 posts
• Deputy Manager - MSME Relationship: 62 posts
• Assistant Manager - MSME Sales: 177 posts

Salary Details

Regular Posts:

• Senior Manager (MMG/S-III): Rs. 85,920 to Rs. 1,05,280 per month
• Manager (MMG/S-II): Rs. 64,820 to Rs. 93,960 per month

Contractual Posts: Salary is market-based and negotiable.

Along with basic pay, regular employees will also get DA, HRA, and other allowances as per bank rules.

Application Fee

• General / OBC / EWS candidates: Rs. 850
• SC / ST / PwD / Women candidates: Rs. 175

Selection Process

For Regular Posts: Online Test (if the bank decides to conduct it) followed by Group Discussion and Interview.

For Contractual Posts: Interview only.

How to Apply

1. Visit the official Bank of Baroda recruitment website
2. Click on the apply link for your chosen post (Regular or Contractual)
3. Register with your email ID and mobile number
4. Fill in your personal details, educational qualification, and work experience
5. Upload your photograph and signature as per the size mentioned
6. Pay the application fee using debit card, credit card, or net banking
7. Submit your application form and take a printout for future use

Apply Link for Regular Posts: Click Here

Apply Link for Contractual Posts: Click Here

Important Dates

• Application Start Date: 06 February 2026
• Last Date to Apply: 26 February 2026

Important Points to Remember

• You must have a CIBIL score of 680 or above at the time of joining
• Regular employees need to sign a service bond of 3 years
• Probation period for regular posts is 12 months
• Contract period is 5 years, which can be extended by another 5 years based on performance
• You may be posted anywhere in India
• This recruitment is for experienced professionals only, not for freshers

Make sure you apply before 26 February 2026. Check the official notification PDF for complete details about eligibility, age relaxation, reservation policy, and other terms.

• Handle MSME banking relationships and manage a portfolio of MSME clients
• Process and evaluate MSME loan applications and credit proposals
• Analyse financial statements and assess creditworthiness of MSME borrowers
• Achieve business targets for MSME lending and other banking products
• Visit MSME units for inspection, verification, and business development
• Monitor loan accounts and follow up on repayments and recoveries
• Prepare credit appraisal reports and present them to sanctioning authorities
• Build and maintain relationships with MSME entrepreneurs and industry bodies
• Ensure compliance with RBI guidelines and bank's internal policies for MSME lending
• Generate new MSME sales leads and convert them into banking business